3
D
J
H
6S
D0DLQWHQDQF
H
3URSHUDQGUHJXODUPDLQWHQDQFHR
I
\RXUVSDZLOOKHOSLWUHWDLQLWVEHDXW\
D
QGSHUIRUPDQFH<RXUDXWKRUL]HG-DFX]]LGHDOHUFDQVXSSO\\RXZLWK
D
OOWKHLQIRUPDWLRQVXSSOLHVDQGDFFHVVRU
\
SURGXFWV
\
RXZLOOQHHGWR
D
FFRP
S
OLVKWKLV
&OHDQLQJ7KH)LOWH
U
<RXU-DFX]]LVSDLVHTXLSSHGZLWKDVNLPPHUEDVNHWDQG
I
LOWHUFDUWULGJH
ORFDWHGLQWKHVNLPPHUILOWHUZHOO)LOWHULQ
J
LVDFFRPSOLVKHGZKHQWKHSXPS
WXUQVRQLQORZVSHHGLQLWLDWHVZDWHU
I
ORZWKURXJKWKHVNLPPHUEDVNHWDQG
SRO
\
HVWHU PHVK ILOWHU FDUWULG
J
H $V WKLV KDSSHQV VXVSHQGHG SDUWLFOHV
EHFRPHWUDSSHGRQWKHILOWHU¶VVXUIDFH7RHQVXUHRSWLPXPSHUIRUPDQFHLW
LVQHFHVVDU\WRUHPRYHDQGFOHDQWKHVNLPPHUEDVNHWDQG
I
LOWHUFDUWULGJH
XVXDOO
\
RQFHD ZHHNGHSHQGLQ
J
RQ XVD
J
HDQG ZDWHUTXDOLW
\
7RDFFRP
SOLVKWKLV
I
ROORZWKHVHVWHSV
7XUQRIISRZHUWRWKHVSDDWWKHKRPH¶VEUHDNHUSDQHORUVHOHFW
S S S
WKH/³/RFN2XW´PRGH3DJHWRGLVDEOHDOOVSDIXQFWLRQV
J S
5HPRYHWKHILOWHUVWUDLQHUOLGDVVHPEO
\
5HPRYHWKH
I
LOWHUFDUWULGJHE\URWDWLQJLWFRXQWHUFORFNZLVHWRXQWKUHDG
LWIURPWKHILOWHUZDOOILWWLQ
J
WKHQOLIWLWVWUDL
J
KWXSWRUHPRYHIURP
ILOW
H
UZ
H
OO
8
V
L
Q
J
D
J
DU
G
HQ
K
RVHZ
L
W
K
D
KLJK
SUHVVXUHQR]]
O
HWRU
L
QVH
G
H
E
U
L
V
IURPWKHILOWHUSOHDWVEH
J
LQQLQ
J
DWWKHWRSDQGZRUNLQ
J
\
RXUZD
\
GR
ZQZ
D
U
G
&
RQWLQXHRQHVHFWLRQDWDWLPHXQWLO\RXKDYHULQVHGDOOR
I
WKHILOWHU¶V
S
OHDW
V
3HULRGLFDOO
\
WKH
I
LOWHU FDUWULG
J
H ZLOO QHHG D PRUH WKRURX
J
K FOHDQLQ
J
WR
UHPRYH LPEHGGHG RLOV DQG PLQHUDOV )RU WKLV ZH VX
JJ
HVW FOHDQLQ
J
DV
D
ERYHDQGWKHQVRDNLQJWKHFDUWULGJHRYHUQLJKWLQDSODVWLFFRQWDLQHU
I
LOOHG
Z
LWKDVROXWLRQRIZDWHUDQGDVSHFLDOO
\
IRUPXODWHGILOWHUFOHDQVHUDYDLODEOH
I
URP\RXU-DFX]]LGHDOHU
7
KHDYHUDJHOLIHH[SHFWDQF\RID-DFX]]LILOWHU
FDUWU
LGJ
H
L
V DSSUR[
L
PDWH
O\
WZR
\
HDUV Z
L
W
K
SURSHU FDUH DQ
G
ZDWHU TXD
O
LW
\
PDLQWHQDQFH $ UHSODFHPHQW FDUWULG
J
H PD
\
EH SXUFKDVHG IURP
\
RXU
GHDOH
U
'UDLQLQ
J
DQG5H
I
LOOLQ
J
$
ERXW HYHU\ WR PRQWKV\RX ZLOO ZDQW WRUHSODFH WKH VSD
¶
V ZDWHU7KH
I
UHTXHQF
\
GHSHQGV RQDQXPEHUR
I
YDULDEOHV LQFOXGLQ
J
WKH DPRXQWR
I
XVH
D
WWHQWLRQSDLGWRZDWHUTXDOLW
\
PDLQWHQDQFHHWF<RXZLOONQRZLWLVWLPHIRU
D
FKDQJHZKHQ\RXFDQQRWFRQWUROVXGVLQJDQG
RU\RXFDQQRORQJHUJHWWKH
Q
RUPDO
I
HHORUVSDUNOHWRWKHZDWHUHYHQWKRX
J
KWKHNH
\
ZDWHUEDODQFHPHD
V
XUHPHQWVDUHD
OO
Z
L
W
KL
QW
K
HSURSHUSDUDPHWHUV